Solution for all challenges and needs of your business!
You have micro business in production, trade, or services.
LIDER offers to you:
- Solution for all needs of your business created at the right time just for you
- Long-term cooperation based on mutual trust and solid partnership
- Package of financial and non-financial services adapted to your needs and interests during the whole period of partnership
- Fast and simple procedure with the assistance of skilled and professional staff.
We shall support you financially in:
- Purchase of fixed assets
- Construction or renovation of business premises
- Purchase of inventory or raw materials
- Other investments for business improvement or combination of previously listed activities.
Besides financial support, LIDER will support you in the development of your business and ideas in line with your needs and interests through the package of FREE NON-FINANCIAL SERVICES:
MICRO BUSINESS – FINANCIAL SERVICE FOR ENTREPRENEURS
- 500 KM – 10.000 KM (Currency BAM – with currency clause)
Criteria for loan indexing:
- The loan is closed with a currency clause tied to the Euro as per the middle exchange rate of the Central Bank of B&H on the day of the contract.
- 6 – 48 months
ANNUAL INTEREST RATE:
- 19,9% – 20,9% (client segment related), fixed, annual
EFFECTIVE INTEREST RATE (EIR) includes:
- annual interest rate
- cost of BoE (5 KM)
- pledge on mobile assets registration (as per actual tariff)
- cost of documents verification (as per actual tariff)
- intercalary interest as per nominal interest rate) from 23,38% for the amount of 5.000 KM and a repayment period of 48 months
- 2% – 2,5% (client segment related)
- up to 12 months
Possible additional costs:
- Bill of Exchange
- Pledge on mobile assets – check and registration (in case of pledge guaranty)
- Intercalary interest
- Cost of document verification